As the sales of your business grow this Cashflow Finance facility automatically increases as well, providing the business with cash to meet increasing financial demands that success can place on you. Your borrowing ability is determined by the level of your accounts receivable not the value of your Bricks and Mortar. Cashflow Finance is not just an alternative to bank overdraft facilities. It's a better solution.
The funds available from Cashflow Finance increase as turnover increases.
The overdraft is based on the value of bricks and mortar and does not grow with your turnover.
In a fast growing business the cash requirement is likely to be high to pay for materials or services before receiving payment from customers. The overdraft has no flexibility to accomodate this growth.
If growth is allowed to a level where the cash requirement line crosses the overdraft line the business could experience a cashflow crisis even though it is financially successful.